Self-Funding and Stop Loss Options

Self-Funding Overview
Self-funding is a cost-saving alternative to paying fixed premiums for group health insurance. Self-funding gives an employer the ability to tailor coverage for their employees. Employers see where every dollar they spend is going because there are no hidden costs that are often found with purchasing insurance from a carrier. The employer only pays for actual employee claims, avoiding the fees and overhead charged by insurance carriers.

For more information on the benefits of self-funding with FSAI, click here.

Stop Loss Insurance Overview

Stop loss insurance is an extra layer of financial protection against catastrophic or unpredictable costs. Under a stop loss policy, the stop loss or reinsurance company reimburses the employer for health claims that exceed agreed upon limits.

FSAI will find the best stop loss partner to meet the specific needs of our clients. We have strong relationships with the leading stop loss carriers and our internal stop loss team is comprised of seasoned professionals who have extensive experience identifying the right coverage for each client.

Learn how FIRST can benefit you! Click here for more information